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Coastal Funding - Pensacola
We offer a wide variety of loan programs, including Conventional, FHA, VA and USDA, to fit your individual financial needs. Our mortgage services are perfect for securing your next home or investment property in Pensacola. Whether you’re looking at single-family homes, condos, townhomes, or even modular and manufactured homes, we have the right Pensacola mortgage solutions for you. We're constantly researching the latest market trends to ensure our clients have the best options available.
Buying A Home
Mortgage Application
Mortgage Application
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Mortgage Application
Mortgage Application
Mortgage Application
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Refinancing A Home
Mortgage Application
Refinancing A Home
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Conventional
Conventional
Conventional
When considering a Conventional loan in Pensacola, some things to consider are that down payments between 3-5% are required.
Mortgage Insurance is required with a less than 20% down payment.
Rates are typically higher than FHA.
FHA
Conventional
Conventional
A 3.5% down payment is often associated with an FHA loan, making it a popular choice among those seeking mortgage services in Pensacola. This option is especially beneficial for first-time homebuyers looking for affordable Pensacola mortgage solutions.
USDA
USDA
USDA
With 100% financing options available through the USDA loans, you can explore various mortgage services tailored for you. If you're looking for a more rural Pensacola property, USDA may be an excellent option.
VA
USDA
USDA
VA Mortgage loans are dedicated to the Military Service Members who have served are great county. With up to 100% Financing and No Mortgage Insurance, VA loans are an excellent option.
Call us today to check eligibility.
Jumbo Mortgage Loans
Alternative Income Verification
Alternative Income Verification
A loan is considered Jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac — currently $806,500 for a single-family home in all states.
Alternative Income Verification
Alternative Income Verification
Alternative Income Verification
Being self-employed can present unique challenges.
Sometimes tax returns do not tell the whole story.
We have options:
- 12 Bank Statements
- 1099 Only
- Asset Depletion
- CPA Letters
Equity Lines - (HELOC)
Alternative Income Verification
Equity Lines - (HELOC)
With Fast Approvals and expedited funding, our Equity Lines are an excellent source of capital to use for:
- Debt Consolidation
- Renovations
- Repairs
- Upgrades
Business Loans
Alternative Income Verification
Equity Lines - (HELOC)
From start-up to existing business, our new Business Loans provide the capital you need to finance your business goals.
Click below to learn more and to start your application.
Equal Housing Lender. © 2004-2025 Coastal Funding Corporation Inc. NMLS: 103035 Trade/service marks are the property of Coastal Funding Corporation Inc. or their respective affiliates and/or subsidiaries. Some products may not be available in all areas. This is not a commitment to lend. Restrictions apply. All rights reserved. Terms and Condition Apply. Licensed in AL, FL, SC, TN.
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